Cape Girardeau is not an exception when it comes to car accidents. Whether it is a major collision or a minor scratch on the bumper, you deal with an array of emotional, financial and legal challenges. Understanding the role of an attorney in helping you in the immediate aftermath of a car accident can help you navigate the legal complexities. Here is a detailed guide on helping you address the issues after a Cape Girardeau car accident case.
Where do car accidents mostly occur in Cape Girardeau?
With 114 fatal accidents, Cape Girardeau can be dangerous for motorists and other drivers. Note that the most common place for car crashes in Cape Girardeau is the intersection of Mount Auburn Road and William Street/Route K.
Understanding fault and liability
It is crucial to consult with professional Cape Girardeau car accident attorneys to get a thorough understanding of the fault and liability. Determining the fault of an accident is one of the first things to be done in any car accident case.
In Cape Girardeau, Missouri, like the rest of the country, the term “pure comparative fault” is applied. This means that all parties involved are assessed according to their degree of fault and the amount received by each party is adjusted based on this assessment.
The process is often very complicated. Liability is determined with the help of police reports, witness statements and possibly expert witness statements. The insurers will also conduct their own investigation, yet this may result in disagreement about the fault. The victims must secure all the necessary information and documents on the spot, including the photographs, videos and contact information of the witnesses.
Dealing with insurance companies
Insurance companies aim to make money. Therefore, they continuously attempt to reduce the compensation payments. A car accident victim might have to deal with adjusters who delay or rush them to agree to a settlement quickly. This rushed settlement is often less than what the injured party deserves.
Having this in mind, don’t forget that you are not compelled to accept the first proposal. Getting the services of a car accident solicitor will help you realise the real worth of your claim, and hence you’ll be better positioned to ask for the expected settlement. The victims should be careful when giving statements for a recording or when signing any documents without getting legal advice because these can be used against them in the future.
Addressing property damage
Damage to a property is yet another severe problem that is associated with vehicle accidents. In certain situations the insurance company might even consider a car a total loss while it can be repaired in order to avoid spending more money.
Conclusion
Car accidents in Cape Girardeau bring different problems, starting from clarifying who is to blame to dealing with emotional trauma. Knowledge of the rights given to you and awareness of these common issues can be a huge factor in a case. The guidance of an experienced lawyer will be helpful in getting through the complications of a car accident claim. Moreover, the victims will be able to get the deserved compensation for their losses.
Image by Valter Cirillo from Pixabay
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